July 15, 2014
For the past five years, Wall Streeters have been speculating—eagerly, but mostly in vain—that interest rates were about to rise. However, the federal funds rate (the rate banks charge each other for short-term loans) has remained stuck at zero to 0.25%.
Still, it's a pretty sure bet that at some point, the Federal Reserve will snug up its ultra-easy monetary policy—and interest rates will pop. Let's take an educated guess at when that moment might arrive, together with the likely consequences for your bonds and other interest-sensitive investments.More »
May 20, 2014
Stock investors are feeling confused of late–and you can't really blame them. The headline stock market indexes (Dow, S&P 500) edged up in mid-May to all-time highs. Yet many of last year's favorites continue to stumble: biotechs, social media, small caps. Perma-bears, sensing an opportunity to salvage their battered reputations, are snarling into TV cameras with spine-chilling predictions of an imminent crash.
Is it Apocalypse Now? I don't think so.More »
March 25, 2014
Many investors sense that the stock market, after the stupendous run of the past five years, is overextended and vulnerable. Yet even folks who shudder at the market's high-wire act often find it difficult to sell—particularly in a taxable account.
There's a convenient way out of this dilemma.
Don't sell what you own. Instead, hedge. Let me show you how.More »
Thu, 24 Jul 2014 17:23:00 ET
Let's have some more! I'm not talking about more new highs for the headline stock indexes. We've had plenty of those lately, including a fresh all-time closing high today for the institutional benchmark, the S&P 500. More »
Mon, 21 Jul 2014 17:30:01 ET
There's only one way to buy safely in this inflated stock market. You've got to be a 'bad-news bull.' As we saw last week after Thursday's Dow plunge (all but erased Friday), bad news is really good news -- if you've got the stomach to treat it as such. More »
Thu, 17 Jul 2014 16:23:49 ET
The circus is back in town! Circus? Yes, the earnings circus, Wall Street's version of P.T. Barnum's Greatest Show on Earth. Normally responsible adult money managers are acting like clowns on unicycles, wildly chasing around the ring after random bits of quarterly corporate earnings confetti. More »
It doesn't look now
as if a full-fledged stock market "correction" (10% down, or more,
on the headline indexes) is in the cards this summer. However, I'm still
expecting some first-rate buying opportunities to pop up over the next few
weeks. If you've been watching for a chance to put idle cash to work, get
ready to open your wallet!
In this month's visit, I'll explain why we're likely to see a fresh crop of stock bargains before long, and how to recognize them when they arrive. I've got three names for you already, including a dividend champion that has more than tripled its payout in the past decade. I'll also update you on my favorite "intelligent" ETFs that combine the low cost and emotion-free discipline of indexing with the stock-picking prowess you normally hire a real, live manager for. Later, we'll home in on some key issues facing investors in the life-altering transition to retirement. First, though, let's find out why Wall Street's "bargain drought" may soon end—and how you can build wealth safely, right here and now, with dividend-rich stocks purchased at discount prices. More »
I am trying to buy or research a stock you discussed, but the ticker symbol you mentioned in Profitable Investing doesn't work. How can I find the right ticker symbol?
Unlike the common stocks and mutual funds most investors are used to, certain investments, including preferred stocks and international stocks, may have a welter of different ticker symbols depending on what quote lookup or brokerage service you look for them on. More »
Richard E. Band is the newsletter world's #1 authority on investing for low-risk growth. His flagship Total Return Portfolio has quintupled in value since its inception in 1990, while taking far less risk than the popular stock market index funds. More »
I've been following Richard's advice for something like ten years now, after trying and discarding a number of other newsletters. I'm using many of his Incredible Dividend and other portfolio ideas and retired last year at age 59 1/2. We are so comfortable with our investment income, I wish I had retired several years earlier, since the income stream did well even during the last big downturn. Thank you, Richard! Note: I have also turned on some younger family members to your newsletter and fully expect the advice to help secure their futures as well!
–R.F., Hayward, CA