July 15, 2014
For the past five years, Wall Streeters have been speculating—eagerly, but mostly in vain—that interest rates were about to rise. However, the federal funds rate (the rate banks charge each other for short-term loans) has remained stuck at zero to 0.25%.
Still, it's a pretty sure bet that at some point, the Federal Reserve will snug up its ultra-easy monetary policy—and interest rates will pop. Let's take an educated guess at when that moment might arrive, together with the likely consequences for your bonds and other interest-sensitive investments.More »
May 20, 2014
Stock investors are feeling confused of late–and you can't really blame them. The headline stock market indexes (Dow, S&P 500) edged up in mid-May to all-time highs. Yet many of last year's favorites continue to stumble: biotechs, social media, small caps. Perma-bears, sensing an opportunity to salvage their battered reputations, are snarling into TV cameras with spine-chilling predictions of an imminent crash.
Is it Apocalypse Now? I don't think so.More »
March 25, 2014
Many investors sense that the stock market, after the stupendous run of the past five years, is overextended and vulnerable. Yet even folks who shudder at the market's high-wire act often find it difficult to sell—particularly in a taxable account.
There's a convenient way out of this dilemma.
Don't sell what you own. Instead, hedge. Let me show you how.More »
Mon, 25 Aug 2014 16:36:46 ET
Well, here we are a month later -- back in the same place, with bargains vanishing again on Wall Street. (See my July 24 blog, 'A Cry for Bargains.') Stocks fell briefly at the end of July and in early August, but the subsequent rebound has come so fast that any investor trying to catch it has been wrestling a greased pig. More »
Thu, 21 Aug 2014 19:43:56 ET
Yikes! Is the thundering herd back so soon? Looks like it. Just two weeks after Wall Street had cringed at the thought of American warplanes zooming over Iraq, the stock market is surging again, with the S&P 500 index closing today at another all-time high (1992.37). More »
Tue, 19 Aug 2014 17:05:32 ET
I must be getting old and philosophical, because I've been looking back a lot lately. Among the questions I've asked myself: 'Is there a common thread linking all the most successful investments I've made? If so, what is it?' More »
The much-awaited stock market "correction" came a little late—and it
may already be gone. At this point, we can't be sure whether the August
7 closing lows for the headline U.S. stock indexes will prove to be the final
lows for the second half of 2014. But the odds are looking good. If the
bottom really is in (or almost so), what can we expect for the rest of the year?
More important, how should we be deploying our investments?
In this month's visit, I'll bring you some clarity on these tough questions. We'll step into my situation room and examine three key indicators hinting at not only an important bottom August 7 but also a surprisingly strong finish to the year. Along the way, I'll pinpoint four of my best-positioned stocks to buy for the coming rally. For the fund investors among us, I'll introduce you to three closed-end funds that allow you to control a dollar's worth of assets for as little as 90 cents. Later, we'll take a journey far away from Wall Street, focusing on two exceptional income investments you won't find listed on any stock exchange. First, though, let's find out what's so significant about the stock market action in early August—and how you can align your portfolio to profit safely from the coming fourth-quarter surge. More »
I am trying to buy or research a stock you discussed, but the ticker symbol you mentioned in Profitable Investing doesn't work. How can I find the right ticker symbol?
Unlike the common stocks and mutual funds most investors are used to, certain investments, including preferred stocks and international stocks, may have a welter of different ticker symbols depending on what quote lookup or brokerage service you look for them on. More »
Richard E. Band is the newsletter world's #1 authority on investing for low-risk growth. His flagship Total Return Portfolio has quintupled in value since its inception in 1990, while taking far less risk than the popular stock market index funds. More »
I've been a subscriber for several years. During that time several stock recommendations have done very well. While not as spectacular as some of the stock recommendations, the bond advice is almost always profitable and not risky. I've been retired for 13 years. My wife and I live on our pensions and Social Security. We have held our ground with our investments for some time. We take somewhere between 2% and 4% for vacations, new cars as needed, house repairs, e.g. a new roof. That also covers occasional gifts to our daughter.