January 6, 2015
A new year is dawning. Why not make 2015 the year you get ahead, financially and personally? While many Americans remain stuck in a pessimistic rut carved out by the Great Recession, others are taking a more positive approach: abandoning old, unhealthy habits and cultivating new disciplines that allow a person to seize the ample opportunities in today's post-crisis economy. As your financial advisor, my wish for you this holiday season is that you'll achieve success—as well as satisfaction—in the year ahead by ringing out the old and ringing in the new. In that spirit, here are five New Year's resolutions I've drawn up for investors seeking greater prosperity in 2015. More »
November 5, 2014
It's that time of year again. The clock is ticking down on 2014, and on December 31 at midnight, your last opportunity to save on this year's tax bill will expire. Don't be discouraged, though. There's still plenty of time to act. Here are five easy strategies you can put to work right now, with the potential to shave off hundreds or even thousands of dollars in taxes before the band strikes up Auld Lang Syne on New Year's Eve.More »
July 15, 2014
For the past five years, Wall Streeters have been speculating—eagerly, but mostly in vain—that interest rates were about to rise. However, the federal funds rate (the rate banks charge each other for short-term loans) has remained stuck at zero to 0.25%.
Still, it's a pretty sure bet that at some point, the Federal Reserve will snug up its ultra-easy monetary policy—and interest rates will pop. Let's take an educated guess at when that moment might arrive, together with the likely consequences for your bonds and other interest-sensitive investments.More »
Thu, 29 Jan 2015 17:35:18 ET
Don't cling to Ma Yellen's apron strings! Investors have become childishly dependent on soothing words from the Federal Reserve–and when the central bank offered no new assurances at Wednesday's policy meeting, the kindergarten crowd rushed to dump stocks in the last two hours of trade. More »
Tue, 27 Jan 2015 19:28:19 ET
Today's big snowstorm (a blizzard in places) brought the Northeast grinding to a halt. As you can see from this post, though, the slogging hasn't stopped me from blogging. Nor did it prevent a blizzard of market-moving earnings reports from hitting Wall Street. More »
Thu, 22 Jan 2015 17:13:33 ET
Well, we got the new 'quantitative easing' program from the European Central Bank. Today, ECB President Mario Draghi unveiled a plan to purchase 60 billion euros a month of public and private sector bonds, starting in March. More »
Stock investors feel torn. Jobs and wages are trending up in the USA, a hopeful omen. Yet the plunge in oil prices since last summer, along with a few weaker than expected economic numbers in recent weeks, raises doubts about the outlook for global growth. Uncharacteristically for the season, the S&P 500 index fell sharply from late December through mid-January. Faced with such uncertainty, how do you deploy your money wisely?
Some gurus—those who pretend to know the future with precision—advise you to pick a scenario ("Stocks Will Crash In 2015!") and bet all your chips on it. We've got a better solution. In this month's visit, I'll share it with you. In the issue, I'll outline four steps you can take right now to bear-proof your portfolio and enhance your profits this year. Along the way, I'll point you to a safe dividend-paying stock that I expect to chalk up a 20% or greater return in the next 12 months. Across the pond, I'm turning up some exceptional values in the British stock market. Later, I'll show how to cushion yourself against a possible decline in today's lofty (and risky) stock market. First, though, let's find out how you can lower your own risks while still growing your wealth at a rate that will let you comfortably achieve your longterm goals. More »
I am trying to buy or research a stock you discussed, but the ticker symbol you mentioned in Profitable Investing doesn't work. How can I find the right ticker symbol?
Unlike the common stocks and mutual funds most investors are used to, certain investments, including preferred stocks and international stocks, may have a welter of different ticker symbols depending on what quote lookup or brokerage service you look for them on. More »
Richard E. Band is the newsletter world's #1 authority on investing for low-risk growth. His flagship Total Return Portfolio has grown nearly sixfold since its inception in 1990, while taking far less risk than the popular stock market index funds. More »
I took Richard's advice back in 1991 and purchased stock on a monthly basis using DRP's for Texaco and Exxon (now ExxonMobil) and I invested a small amount ($100) to each company each and every month. After 15 years of investing, I used the money to purchase 4-year prepaid college tuition education plans for my two children.
–D. Frazier, Alexandria, VA