Thu, 28 Apr 2016 17:11:28 ET
You've got to love earnings season. Once every calendar quarter, the ticker fiends gather round to watch companies' profit-and-loss statements cross the tape. As soon as the crucial number lights up the screen, a torrent of ill-considered, spur-of-the-moment buy (or sell) orders comes roaring in. More »
Is this 'a terrible time' to invest in the stock market? A top-tier presidential candidate (a billionaire at that) says it is. Maybe he's right, maybe not. But what if he turns out to be right? Is there anything you and I should be doing differently to protect ourselves against the risk that a big decline in equities may be just around the corner? In this month's visit, I want to tackle head-on the problem of 'timing' the
stock market. Even if you don't accept the GOP frontrunner's view that 'we're sitting on a massive bubble,' there are reasons to be concerned about the current level of stock prices. Any prudent financial battle plan must reckon with this reality. I'll show you how we're doing it—not by running away from stocks, but by taking sensible precautions to keep our wealth safe.
As you'll see, safety means we're playing offense as well as defense. We're still buying some stocks and funds, even in today's elevated market, because they offer solid long-term prospects for dividend growth and capital appreciation. In addition, I'll point you to a pair of 'safe haven' bond funds that have not only done a better job than peers at guarding against loss but are also throwing off superior cash yields here and now. We want to own bonds that grow wealth as well as preserve it. Later, I'll update you on two hard assets that have shown promising signs of a major turnaround in recent months: gold and oil. First, though, let's find out what the real risk is in today's stock market—and how you can mitigate it (even turn it to your advantage) by following a sound portfolio plan that avoids the hazards of 'all in or all out' market timing. More »
I am trying to buy or research a stock you discussed, but the ticker symbol you mentioned in Profitable Investing doesn't work. How can I find the right ticker symbol?
Unlike the common stocks and mutual funds most investors are used to, certain investments, including preferred stocks and international stocks, may have a welter of different ticker symbols depending on what quote lookup or brokerage service you look for them on. More »
Richard E. Band is the newsletter world's #1 authority on investing for low-risk growth. His flagship Total Return Portfolio has grown nearly sixfold since its inception in 1990, while taking far less risk than the popular stock market index funds. More »
I have two IRA accounts devoted to your advice. The first is the dividend account, which yielded a total of 10.5% last year, and 19.6% so far this year. The second is the Total Return account, which yielded 5.0% last year, and 8.2% this year. Currently, we are reinvesting the profits for future retirement needs.
–DAL, Federal Way, Washington