January 6, 2015
A new year is dawning. Why not make 2015 the year you get ahead, financially and personally? While many Americans remain stuck in a pessimistic rut carved out by the Great Recession, others are taking a more positive approach: abandoning old, unhealthy habits and cultivating new disciplines that allow a person to seize the ample opportunities in today's post-crisis economy. As your financial advisor, my wish for you this holiday season is that you'll achieve success—as well as satisfaction—in the year ahead by ringing out the old and ringing in the new. In that spirit, here are five New Year's resolutions I've drawn up for investors seeking greater prosperity in 2015. More »
November 5, 2014
It's that time of year again. The clock is ticking down on 2014, and on December 31 at midnight, your last opportunity to save on this year's tax bill will expire. Don't be discouraged, though. There's still plenty of time to act. Here are five easy strategies you can put to work right now, with the potential to shave off hundreds or even thousands of dollars in taxes before the band strikes up Auld Lang Syne on New Year's Eve.More »
July 15, 2014
For the past five years, Wall Streeters have been speculating—eagerly, but mostly in vain—that interest rates were about to rise. However, the federal funds rate (the rate banks charge each other for short-term loans) has remained stuck at zero to 0.25%.
Still, it's a pretty sure bet that at some point, the Federal Reserve will snug up its ultra-easy monetary policy—and interest rates will pop. Let's take an educated guess at when that moment might arrive, together with the likely consequences for your bonds and other interest-sensitive investments.More »
Mon, 02 Mar 2015 19:50:49 ET
Are you getting bored with the steady procession of new all-time highs by the headline stock indexes? Truth be told, it's anything but a sleepy market. Beneath the placid surface, investors are grappling with a remarkable amount of turbulence -- in the utility sector, for example. More »
Thu, 26 Feb 2015 16:44:10 ET
Wall Street's bull market isn't over yet. Not by a long shot. But we're due for a pause in the uptrend -- another pullback lasting two to five weeks, before the advance can resume in earnest. More »
Tue, 24 Feb 2015 16:19:45 ET
Janet Yellen is going to raise interest rates later this year, if I'm correctly parsing her Senate testimony today. But she's in no hurry. That's a pretty good model for your investment strategy, and mine, as we move forward in 2015. More »
Oil is bottoming, and the stock market likes it! When oil prices launched into their nosedive in late November, the financial world looked on with trepidation. Investors began to speculate: Deflation. Recession. Bear market for stocks. Now, though, with “black gold” stabilizing, fear is evaporating—and the headline U.S. stock indexes have scampered up to all-time highs. Is Wall Street’s newfound confidence justified?
In this month’s visit, we’ll explore the implications of a turnaround in oil. Certainly, it’s good for energy stocks. However, a rebound in oil prices also holds risks for your portfolio, and I’ll show you how to guard against the dangers I see ambling down the pike. Later, I’ll take you for an in-depth look at an industry that has made huge profits for us over the years: utilities (electric, gas, water, telecom). As a group, utility shares have shot up since last summer, making them vulnerable to periodic setbacks, one of which has just occurred. I’ll explain how to deal with these air pockets, both before and after. First, though, let’s find out why Wall Street is breathing easier with oil on the mend—and how you can align your portfolio for profit and safety as the oil recovery unfolds. More »
I am trying to buy or research a stock you discussed, but the ticker symbol you mentioned in Profitable Investing doesn't work. How can I find the right ticker symbol?
Unlike the common stocks and mutual funds most investors are used to, certain investments, including preferred stocks and international stocks, may have a welter of different ticker symbols depending on what quote lookup or brokerage service you look for them on. More »
Richard E. Band is the newsletter world's #1 authority on investing for low-risk growth. His flagship Total Return Portfolio has grown nearly sixfold since its inception in 1990, while taking far less risk than the popular stock market index funds. More »
If I had just stayed with Richard and listened to no one else, I would be a lot better off today. Let's hope my financial future is better than my past. I've lost money not listening to Richard.
–B. Miller, San Mateo, CA