November 5, 2014
It's that time of year again. The clock is ticking down on 2014, and on December 31 at midnight, your last opportunity to save on this year's tax bill will expire. Don't be discouraged, though. There's still plenty of time to act. Here are five easy strategies you can put to work right now, with the potential to shave off hundreds or even thousands of dollars in taxes before the band strikes up Auld Lang Syne on New Year's Eve.More »
July 15, 2014
For the past five years, Wall Streeters have been speculating—eagerly, but mostly in vain—that interest rates were about to rise. However, the federal funds rate (the rate banks charge each other for short-term loans) has remained stuck at zero to 0.25%.
Still, it's a pretty sure bet that at some point, the Federal Reserve will snug up its ultra-easy monetary policy—and interest rates will pop. Let's take an educated guess at when that moment might arrive, together with the likely consequences for your bonds and other interest-sensitive investments.More »
May 20, 2014
Stock investors are feeling confused of late–and you can't really blame them. The headline stock market indexes (Dow, S&P 500) edged up in mid-May to all-time highs. Yet many of last year's favorites continue to stumble: biotechs, social media, small caps. Perma-bears, sensing an opportunity to salvage their battered reputations, are snarling into TV cameras with spine-chilling predictions of an imminent crash.
Is it Apocalypse Now? I don't think so.More »
Fri, 28 Nov 2014 14:16:50 ET
OPEC decided to do -- exactly nothing. At its meeting in Vienna on Thanksgiving Day, the would-be cartel (which controls about 40% of the world's oil output) refused to cut back its members' production quotas. Any further action was put off until the organization's next gathering, in June 2015. More »
Tue, 25 Nov 2014 16:50:17 ET
It's Thanksgiving week -- and yes, we've got plenty of things, as Profitable Investing subscribers, to be thankful for in 2014. Not only the blessings of family, friends and country, but a fine year, so far, for our model portfolio, too! More »
Thu, 20 Nov 2014 16:30:36 ET
Five more trading days left in November! So what, you say? Well, that little memory jogger may be more important than you realize. Once we get into December, tax-motivated selling rises to a fever pitch on Wall Street. More »
The midterm election results are in. But will they change anything? Political junkies tend to overestimate the impact of elections on the financial markets. Nonetheless, there's reason to believe that the recent shift in the Washington balance of power will have at least some effect on economic policy—and thus, indirectly, on the stock and bond markets (probably gold and the dollar, too).
In this month's visit, I'll outline what sorts of changes we can expect, and what types of investments will thrive—or droop—as a result. I'll also alert you to the one risk factor, quite outside the realm of electoral politics, that we'll need to monitor extra closely in 2015. It could throw a monkey wrench into all your portfolio planning if you're not careful! Later, we'll revisit our ever popular Incredible Dividend Machine, which enables you to earn an investment “paycheck” every month of the year. Still going strong after 12 years, the current version of the Machine is cranking out a generous 4.3% yield—about 80% more than you'll take home with a 10-year Treasury note. If you've been looking for a dependable, growing source of monthly income in retirement, this is it. But first, let's find out why the new array of forces on Capitol Hill is likely to nudge certain government policies in a different direction—and how you can lay the groundwork now to profit from those changes. More »
I am trying to buy or research a stock you discussed, but the ticker symbol you mentioned in Profitable Investing doesn't work. How can I find the right ticker symbol?
Unlike the common stocks and mutual funds most investors are used to, certain investments, including preferred stocks and international stocks, may have a welter of different ticker symbols depending on what quote lookup or brokerage service you look for them on. More »
Richard E. Band is the newsletter world's #1 authority on investing for low-risk growth. His flagship Total Return Portfolio has quintupled in value since its inception in 1990, while taking far less risk than the popular stock market index funds. More »
I only use Profitable Investing. As I have limited funds, retired and started investing late in life, I follow his guidance as to percentages in the various sectors. My account continues to grow. Thanks Richard.
–N. W., Loveland, Colorado