Tue, 24 Nov 2015 16:51:46 ET
The world is in rough shape as we approach this Thanksgiving holiday. After the horrific bombings in Paris a week ago, our newsfeeds were crammed this morning with the story that Turkey had shot down a Russian warplane near the Turks' Syrian border. 'Stab in the back,' growls Putin. More »
As a turbulent year winds down in the financial markets, we can count on one thing to bring us a sleigh full of holiday cheer. Silently but steadily, as the months and quarters pass, our dividends and interest are piling up treasure for us! In this month's visit, I'll unpack for you the "miracle" of compounding income, with the unique opportunities it's creating for us in today's economy. I'll start you off with three growth-and-income stocks and two shorter-maturity bond funds that belong in every investor's portfolio.
Then, for retirees and other folks who plan to live on their investment income, I'll follow up with the latest version of our ever-popular Incredible Dividend Machine—our check-a-month program that delivers twice as much cash, for every dollar you invest, than you could earn on a 10-year Treasury note. Later, I'll serve you the gourmet dessert to this feast: Two exchange-traded dividend funds that do all the stock-picking work for you, while charging only minimal fees (as little at 10 cents a year per $100 invested). First, though, let's find out why it's so important these days to collect a generous up-front income from your investments—and how you can do it safely, with a minimum of fuss. More »
I am trying to buy or research a stock you discussed, but the ticker symbol you mentioned in Profitable Investing doesn't work. How can I find the right ticker symbol?
Unlike the common stocks and mutual funds most investors are used to, certain investments, including preferred stocks and international stocks, may have a welter of different ticker symbols depending on what quote lookup or brokerage service you look for them on. More »
Richard E. Band is the newsletter world's #1 authority on investing for low-risk growth. His flagship Total Return Portfolio has grown nearly sixfold since its inception in 1990, while taking far less risk than the popular stock market index funds. More »
[My biggest successes with Profitable Investing:] Helping me establish, maintain, and modify/adjust as needed my ratio goals of fixed and equity percentages of portfolio. Also to find and utilize stocks and funds that pay dividends; and to buy or sell based on Richard's philosophy. I have benefited from the philosophy of compounding earnings and diversification. I live off my dividends and reinvest or compound earnings. I never spend more than I make and do not touch overall principal balances of portfolio. As a target, my spending is never to be more than an amount equal to 4% of total portfolio balance. My results are under 3.5%. Consequently, I end up with anywhere from 1.5% to 7% of my portfolio growth to reinvest or compound each year. The advice has helped keep me on a very good path. Thanks Richard.
–GDW, Papillion, Nebraska