Richard E. Band is the newsletter world's #1 authority on investing for low-risk growth. His flagship Total Return Portfolio has quintupled in value since its inception in 1990, while taking far less risk than the popular stock market index funds. More »
This year has seen unusual capital gains. Most have been accomplished through Richard's guidance. That said, we have profited greatly through the previous years following his recommendations. I have a slightly different approach to portfolio management, but rely heavily on his advice for new purchases.
We have enjoyed 17 years of retirement. We have no pensions and rely solely on our investment results to support our lifestyle. We have traveled the U.S. in our motorhome during the summer and reside in Fl. during the winter. In addition, we have gifted our three children with shares of stock, and funded custodial accounts for our eight grandchildren.
–K.E.M., Sebastian, FL