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Richard E. Band is the newsletter world's #1 authority on investing for low-risk growth. His flagship Total Return Portfolio has quintupled in value since its inception in 1990, while taking far less risk than the popular stock market index funds. More »
I have used the letter for 20 years. I have not followed everything. I take all cash for living, but all capital gains are reinvested. My investments have gone from 600,000 to 1,380,000. I currently have a yield at FMV 4.4 percent. I always try to make sure when I switch investments is that the new one has a better yield. I could not have done this without [Profitable Investing]. I have a base of pension and Social Security; my investment income from dividends give us a comfortable life.